Less than 30 minutes from downtown St. Louis rests the scenic suburb of St. Peters – specifically zip code 63376. Known for its natural beauty along the Mississippi River, St. Peters offers small town charm just outside a major metro area. For seniors, it provides access to big city conveniences without sacrificing safety, affordability and community.
These neighborhoods or condo communities house residents aged 55+ only. They focus on providing rich social activities tailored to seniors and favorable amenities like golf, pools and clubhouses.
Light housekeeping is sometimes offered, but there is no personal care. You purchase or rent an apartment or single-family home. Costs run from $100,000 to $500,000+ to buy, with additional homeowner association fees. Rentals typically range from $1,000 to $3,000 monthly.
CCRCs allow aging in place by providing a continuum of senior housing. Campuses include everything from independent living homes and apartments to assisted living services to skilled nursing facilities. Depending on physical abilities, you can progress through different levels of care with minimal disruption.
CCRCs require a substantial entry fee that may be partially or fully refundable. Average nationwide entry fees range from $108,000 for a studio apartment to $420,000+ for a villa. Even after paying the entry fee, ongoing monthly costs for rent or maintenance also apply. Higher levels of care also involve additional fees.
These multi-unit residential complexes cater just to senior renters, typically ages 55+. Most resemble traditional apartments, where you pay rental rates monthly with no large buy-in fee. They may offer some convenience services or activities, but seniors handle most of their own day-to-day care.
Rents commonly fall between $1,000 to $3,300 per month depending on location, unit size, amenities included and level of luxury.
When evaluating housing communities, consider their included features against your lifestyle preferences and budget.
For example:
Look closely at all financial obligations too – not just quoted rent rates or real estate listing prices. Monthly fees on top of housing costs often apply for access to services and amenities. You may pay a large one-time entry or membership fee upfront, especially for CCRCs.
Be sure to read contracts carefully to calculate total carrying costs over time and avoid surprise charges. Consult with a financial advisor to project budgets that account for future healthcare needs that could arise. With careful planning using all the information available, finding an independent living option that fits with your evolving priorities is very achievable.
The sprawling landscape north of St. Charles boasts parks with trails perfect for walking, biking or fishing. The 1,000+ acre Bangert Island Park features a handicap accessible boardwalk around the river with plenty of spots to enjoy views or picnics. Adjacent St. Peters Rec-Plex contains a playground, outdoor exercise equipment and a wheelchair friendly track circling lush soccer fields.
For indoor fun, the St. Peters Cultural Arts Center provides a full schedule of classes and workshops for seniors in topics like painting, scrapbooking and dance along with fitness offerings like water aerobics and senior yoga.
Those looking to stimulate their minds can take free classes at Spencer Library on everything from computer skills to American history to gardening tips. And Mid Rivers Mall delivers shopping, dining and a movie theater all in one convenient spot.
But the true gem near St. Peters seniors is Avalon Park Independent Senior Living located in Cottleville.
Avalon Park knows the perfect retirement involves more than scheduled activities – it’s about customizing support and care while building community. Newly built apartments cater to different senior needs with options spanning 1-2 bedrooms.
The community atmosphere helps take away loneliness while still honoring independence.Between its natural landscapes and wealth of amenities, St. Peters offers the ideal spot for seniors seeking active lifestyles with a safety net of services.
And the brand new neighborhood at Avalon Park Independent Senior Living ensures residents can comfortably age in a place filled with compassion and care.
Are you a senior interested in living independently while also having amenities, services and a sense of community? Or maybe you have aging parents and want to understand options besides nursing homes for their next housing move.
Independent senior living communities like Avalon Park meet the needs of many older adults looking to live actively with some assistance available.
Unlike nursing facilities that provide medical care, independent senior communities offer residential housing plus services, with residents still largely responsible for managing their daily routines.
St Peters, Missouri
Take Grand Teton Dr to Mid Rivers Mall Dr
2 min (0.6 mi)
Continue on Mid Rivers Mall Dr. Take MO-364 W to Gutermuth Rd in Cottleville. Exit from MO-364 W
10 min (5.3 mi)
Take Cottleville Trails Dr to your destination
1 min (0.3 mi)
Avalon Park Independent Living
11001 Cottleville Trails Dr, Cottleville, MO 63304