Lake St. Louis is a master-planned community that boasts a variety of amenities designed to promote an active and engaged lifestyle. The community features several parks, golf courses, tennis courts, and walking trails, catering to residents who enjoy staying active and spending time outdoors. The Lake Forest Country Club and the Lake St. Louis Community Association offer additional recreational facilities and social events, fostering a strong sense of community.
The town’s commercial areas provide a range of shopping, dining, and entertainment options, ensuring that residents have convenient access to everyday necessities and leisure activities. The community hosts numerous events throughout the year, including seasonal festivals, farmers markets, and holiday celebrations, providing ample opportunities for residents to connect and engage with one another.
With its beautiful natural setting, abundant recreational opportunities, and strong sense of community, Lake St. Louis, Missouri, offers an exceptional living experience. It is an ideal place for families, retirees, and anyone seeking a vibrant and active lifestyle in a scenic and well-planned environment.
Are you a senior interested in living independently while also having amenities, services and a sense of community? Or maybe you have aging parents and want to understand options besides nursing homes for their next housing move.
Independent senior living communities like Avalon Park meet the needs of many older adults looking to live actively with some assistance available.
Unlike nursing facilities that provide medical care, independent senior communities offer residential housing plus services, with residents still largely responsible for managing their daily routines.
These neighborhoods or condo communities house residents aged 55+ only. They focus on providing rich social activities tailored to seniors and favorable amenities like golf, pools and clubhouses.
Light housekeeping is sometimes offered, but there is no personal care. You purchase or rent an apartment or single-family home. Costs run from $100,000 to $500,000+ to buy, with additional homeowner association fees. Rentals typically range from $1,000 to $3,000 monthly.
CCRCs allow aging in place by providing a continuum of senior housing. Campuses include everything from independent living homes and apartments to assisted living services to skilled nursing facilities. Depending on physical abilities, you can progress through different levels of care with minimal disruption.
CCRCs require a substantial entry fee that may be partially or fully refundable. Average nationwide entry fees range from $108,000 for a studio apartment to $420,000+ for a villa. Even after paying the entry fee, ongoing monthly costs for rent or maintenance also apply. Higher levels of care also involve additional fees.
These multi-unit residential complexes cater just to senior renters, typically ages 55+. Most resemble traditional apartments, where you pay rental rates monthly with no large buy-in fee. They may offer some convenience services or activities, but seniors handle most of their own day-to-day care.
Rents commonly fall between $1,000 to $3,300 per month depending on location, unit size, amenities included and level of luxury.
When evaluating housing communities, consider their included features against your lifestyle preferences and budget.
For example:
Look closely at all financial obligations too – not just quoted rent rates or real estate listing prices. Monthly fees on top of housing costs often apply for access to services and amenities. You may pay a large one-time entry or membership fee upfront, especially for CCRCs.
Be sure to read contracts carefully to calculate total carrying costs over time and avoid surprise charges. Consult with a financial advisor to project budgets that account for future healthcare needs that could arise. With careful planning using all the information available, finding an independent living option that fits with your evolving priorities is very achievable.
